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How often does your credit report get updated?

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Brandon Farber


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Your credit report is a record of your payment history of your financial accounts.

Banks, credit card companies, auto lenders and mortgage companies that you do business with report your payment history monthly to one of more of the three main credit reporting companies, Experian, Equifax and TransUnion. However, all these companies may not report data at the same time in the month.

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